100% Offset Mortgage Loan



Putting your salary into an offset account reduces the interest you have to repay.


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Advantages

  • Can save you substantial amount of interest if used correctly
  • Operates like a normal transaction account and has a chequebook, ATM card, etc. attached


Disadvantages

  • May have higher monthly fees attached to the account
  • May require a minimum balance in the account


A 100% offset mortgage loan is very similar to an all-in-one mortgage loan. Rather than putting all your salary and other income into your mortgage loan, it goes into an offset account that is directly linked to your mortgage home loan.



Any balance in the offset account is 100% ‘offset’ against your mortgage home loan. This reduces the amount of interest you have to repay, making your money work harder for you.


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Why Choose Finance Today?



Tailored To You



We understand that you need finance and advice to your particular situation and we can respond to your needs quickly.



Honest Answers & Advice



We take the time to fully understand your current situation and your needs. You will get an honest answer whether we can help you or not.



Flexibility



We are flexible and don’t “close the doors” at 5 pm each day. Our advisers are available to meet at your home, work or in our offices.



Call Finance Today on 1300 886 580 for a no-obligation discussion on your requirements.





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Finance Today


Sydney NSW 2000