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Home Loans Low-doc & credit impaired mortgage loan
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Low-Doc & Credit Impaired Mortgage Loans


A low documentation (or no documentation) mortgage loan is suited to investors or self-employed borrowers who do not meet the ‘standard’ lending criteria. This may include; those with an impaired credit history, those who are unable to provide the required documentation in support of their mortgage loan application, or those who wish to borrow more than 100% of the property value.

Advantages:

  • Simple income declaration form
  • No tax returns
  • No financial statements
  • Can have features such as redraw, line of credit, variable or fixed rates, principal and interest or interest only


Disadvantages:

  • Generally a higher interest rate


 

Call Finance Today on 1300 886 580 for a no obligation discussion on your requirements, e-mail us or make an appointment online.
 

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