Home Loans 100% offset mortgage loan

100% Offset Mortgage Loan

A 100% offset mortgage loan is very similar to an all-in-one mortgage loan. Rather than putting all your salary and other income into your mortgage loan, it goes into an offset account that is directly linked to your mortgage home loan. Any balance in the offset account is 100% ‘offset’ against your mortgage home loan. This reduces the amount of interest you have to repay, making your money work harder for you.


  • Can save you substantial amount of interest if used correctly
  • Operates like a normal transaction account and has a chequebook, ATM card, etc. attached


  • May have higher monthly fees attached to the account
  • May require a minimum balance in the account


Call Finance Today on 1300 886 580 for a no obligation discussion on your requirements, e-mail us or make an appointment online.


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